The Value-Add
The breakeven building nobody wanted
A 12-unit that earned a shrug from every buyer on Zillow: a third vacant, rents way under market, year-one cash flow of basically zero. Page two of the spreadsheet: an approved variance for four more units and a $95K annual rent gap.
−0.1% cash-on-cash in-place → 12.7% stabilized
The First-Timer
The grant she'd never heard of
A first-time buyer convinced she was two years away from affording anything. The right lender, a first-time buyer program nobody had told her about, and a pre-approval that surprised everyone — including her.
Renter → homeowner, months not years
The Investor
Underwriting at the speed of Monday
My investor clients get a curated list every Monday — every deal already run through the model. When the right building shows up, they're not starting research; they're writing an offer while everyone else opens a calculator.
608 properties underwritten and counting